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By collaborating with the best businesses in the industry as your Eco-System partners, Mycomax clients benefit from our collaborative expertise, experience, and resources developed into an innovative loan management system: MAXMONEY
MAXMONEY automates the manual tasks involved in loan processing, such as insurance, document preparation, and payments. This frees up staff’s time to focus on other tasks, such as customer service and relationship management.
MAXMONEY is a scalable solution that can grow with your business. As your loan portfolio grows, MAXMONEY can be easily customized to meet your changing needs.
MAXMONEY helps to reduce errors by automating calculations and ensuring that all data is entered correctly. This can help to protect lenders from financial losses and borrowers from having to pay back more than they owe.
MAXMONEY is a secure solution that protects your data. MAXMONEY uses industry-standard security measures to protect your data from unauthorized access.
Regulatory compliance is crucial. MAXMONEY helps lenders to comply with a variety of regulations, such as the NCA and the POPI Act.
MAXMONEY offers the best support in the industry to help you get the most out of your solution. MAXMONEY's support team is available to answer your questions and help you resolve any issues you may encounter.
At Mycomax, we understand the unique challenges faced by microfinanciers in Southern Africa. That’s why we’ve developed MAXMONEY, a comprehensive loan management solution designed specifically for the microfinance industry.
MAXMONEY is built with a deep understanding of your business needs, providing a suite of powerful modules that streamline your operations, enhance efficiency, and drive growth.Each MAXMONEY module is meticulously developed to address a specific aspect of your lending processes, empowering you to achieve operational excellence and deliver exceptional customer experiences.
Whether you’re looking to streamline onboarding, automate collections, or gain valuable insights through advanced reporting, our modules are here to make your life easier. Explore our MAXMONEY modules below and discover how each one can transform your lending operations. From streamlined onboarding to robust accounting capabilities, we’ve got you covered.
Experience the power of MAXMONEY and unlock the full potential of your microfinance business.
MAXSMS is a messaging platform that can be used for a variety of purposes, including bulk communication, OTP authentication, and client retention.
Here are some of the benefits of using MAXSMS:
Bulk communication: MAXSMS can be used to send bulk messages to many recipients. This can be used to send marketing messages, notifications, or updates.
OTP authentication: MAXSMS can be used to send OTPs (one-time passwords) to users. This can be used to verify users’ identities or to authenticate them for certain actions.
Client retention: MAXSMS can be used to send messages to clients to keep them engaged. This can be used to send reminders, updates, or offers.
Risk mitigation and risk management are two of the most important aspects of a digital lending platform. MAXMEDIA offers several features that can help to mitigate and manage risk, including:
Timestamped photos: Timestamped photos can help to verify the borrower’s identity and to ensure that the collateral is in good condition. This can help to reduce the risk of fraud and to protect lenders from losses.
Non-repudiation: Non-repudiation can help to protect lenders from borrowers who may try to deny that they took a loan or that they provided certain information. This can help to improve the lender’s ability to collect on loans.
Security: MAXMEDIA’s security measures can help to protect lenders from data breaches and other security threats. This can help to protect the lender’s financial information and the borrower’s personal information.
MAXAVR is a module within MAXMONEY that allows for the verification of bank account details in real-time. This can help to reduce fraud and improve the customer experience.
Here are some of the benefits of using MAXAVR:
Reduces fraud: MAXAVR can help to reduce fraud by verifying bank account details before payments are made. This can help to protect lenders from fraudulent transactions.
Improves customer experience: MAXAVR can improve the customer experience by providing a faster and more convenient way to verify bank account details. This can help to reduce the number of steps that customers need to take to complete a transaction.
Increases efficiency: MAXAVR can increase efficiency by automating the bank account verification process. This can free up staff time to focus on other tasks.
MAXMAIL is a powerful tool that allows you to send emails to your existing clients with a specific purpose in mind and to drive desired results. Make your email marketing to the next level with MAXMAIL. Send batch emails like Letter of Demand, Letter of Balance, Borrower Statements and Marketing Emails.
Here are some of the benefits of using MAXMAIL:
Increased engagement: MAXMAIL can help to increase engagement with your clients by sending them relevant and timely emails. This can help to keep your clients informed about your products and services, and it can also help to build relationships with them.
Improved customer service: MAXMAIL can help to improve customer service by providing a way to communicate with your clients quickly and easily. This can help to resolve issues quickly and efficiently, and it can also help to improve customer satisfaction.
Increased sales: MAXMAIL can help to increase sales by sending targeted emails to your clients. This can help to promote your products and services, and it can also help to generate leads.
MAXUP is an upselling tool that can be used in MAXMONEY to sell additional products, such as funeral and insurance products. MAXUP can help to enhance value, increase revenue, and ensure retention to microfinanciers and Ecosystem Tech Partners.
Here are some of the benefits of using MAXUP:
Increased revenue: MAXUP can help to increase revenue by selling additional products to borrowers.
Enhanced value: MAXUP can help to enhance the value of the MAXMONEY platform by offering borrowers a wider range of products and services.
Increased retention: MAXUP can help to increase retention by providing borrowers with a reason to stay with the MAXMONEY platform.
If you are interested in learning more about MAXUP, please give us a call today. We would be happy to discuss how MAXUP can help you to enhance value, increase revenue, and improve customer satisfaction.
MAXINSURE can be a valuable tool for lenders and borrowers. For lenders, MAXINSURE can help to reduce the risk of loan defaults. Here are some of the benefits of using MAXINSURE:
Reduces risk of loan defaults: This can help to protect lenders’ investments and ensure that they are able to recover their loans.
Provides peace of mind: MAXINSURE can provide peace of mind to borrowers by knowing that their family will be financially protected if something happens to them. This can help borrowers to focus on their lives and their businesses without worrying about what would happen if they were to die or become disabled.
Improves customer satisfaction: MAXINSURE can improve customer satisfaction by providing borrowers with peace of mind and by reducing the risk of loan defaults. This can help lenders to attract and retain more customers.
Increases sales: MAXINSURE can increase sales by making loans more attractive to borrowers. This can help lenders to grow their loan portfolio and increase their profits.
If you are a lender, MAXINSURE can be a valuable tool for reducing risk, providing peace of mind, and improving customer satisfaction
MAXCOLLECT is a module within MAXMONEY that integrates the collection of payments and payouts through Amplifin, SureCollect, and many more. It allows lenders to collect payments from borrowers and make pay-outs to borrowers more efficiently and effectively. Here are some of the benefits of using MAXCOLLECT:
Increased efficiency: MAXCOLLECT can help to increase efficiency by automating the collection and pay-out process. This can save lenders time and money.
Improved accuracy: MAXCOLLECT can help to improve accuracy by reducing the risk of human error. This can help to protect lenders from financial losses.
Enhanced customer satisfaction: MAXCOLLECT can help to enhance customer satisfaction by providing borrowers with a more convenient and seamless way to make payments and receive pay-outs.
If you are a lender, MAXCOLLECT can be a valuable tool for improving the efficiency, accuracy, customer satisfaction, and cost-effectiveness of your loan portfolio management.
MAXDASH is a dashboard that displays an overview of information on loans disbursed. This information can be used to track the performance of the loan portfolio and to identify areas where improvement is needed.
The information that MAXDASH displays can be used to track the following:
New clients
New loans
Total new loan amount: This shows the total amount of money that has been disbursed in new loans.
Total amount disbursed: This shows the total amount of money that has been disbursed in all loans.
Total outstanding amount due: This shows the total amount of money that is still owed on all loans.
Total amount in arrears for period: This shows the total amount of money that is in arrears for the current period.
Total amount in arrears: This shows the total amount of money that is in arrears for all periods.
By tracking the information that MAXDASH displays, lenders can identify areas where improvement is needed and take steps to improve the performance of their loan portfolio.
MAXAPP is the streamlined mobile app version of our software-as-a-service loan management system, MAXMONEY. It is a powerful tool that allows users to access all the great features of MAXMONEY on their mobile devices. This makes it easy for users to stay on top of their loan portfolios, even when they are on the go. MAXAPP offers a wide range of features, including:
Loan origination: Users can create new loans, add borrowers, and track the progress of their loan applications.
Here are some of the benefits of using MAXAPP:
Increased efficiency: MAXAPP can help to increase efficiency by allowing users to access all the features of MAXMONEY on their mobile devices. This can save users time and money.
Enhanced customer satisfaction: MAXAPP can help to enhance customer satisfaction by providing borrowers with a more convenient and seamless way to interact with lenders.
If you are a lender, MAXAPP can be a valuable tool for improving the efficiency, accuracy, customer satisfaction, and cost-effectiveness of your loan portfolio management.
Mycomax is lovingly and passionately built, maintained, supported and grown by these folks.
At Mycomax, we believe that collaboration is the key to success. We are proud to introduce our ECO-System partners, a diverse network of industry-leading organizations who share our vision of empowering microfinanciers in Southern Africa. Together, we are revolutionizing the way businesses operate, providing innovative solutions to address the challenges faced by the microfinance industry.
Our ECO-System partners are carefully selected based on their expertise, reliability, and commitment to delivering exceptional services. Each partner brings unique capabilities and offerings that complement our MAXMONEY platform, enabling microfinanciers to unlock new levels of efficiency, productivity, and growth.
Through our strong partnerships, we are able to provide an extensive range of integrated solutions, from payment integration providers to credit bureaus and insurance partners. This collaborative approach ensures that our clients have access to the best tools, data, and services available in the market, all seamlessly integrated with the MAXMONEY platform.
By leveraging the strengths of our ECO-System partners, we empower microfinanciers to streamline their operations, improve risk management, enhance customer experiences, and drive sustainable growth. Together, we are redefining the future of the microfinance industry, enabling financial inclusion and making a positive impact on the lives of individuals and communities.
We invite you to explore our ECO-System partner profiles and learn more about the valuable contributions they bring to the MAXMONEY ecosystem. Together, we can shape a brighter future for microfinanciers in Southern Africa.
Join us on this journey of collaboration and innovation as we continue to expand and strengthen our ECO-System partnerships, driving positive change and transforming the microfinance landscape.
Together, we can achieve great success.
We are driving a cash-free, digitally enabled world that empowers every South African to participate in the digital payment revolution.
We are a PASA-registered and PCI-DSS certified System Operator in the National Payment System with a proven history of providing reliable and efficient payments and collections solutions to South African businesses of all sizes.
Through our electronic payments and collections solutions, we’ve helped thousands of businesses, like yours, reach their collection success rate goals since 1995. As a result, we’ve become a highly respected participant in the South African National Payment System, and we can use our expertise to add value to your business.
Our successful track record in providing efficient payment and collection solutions makes us your ideal solutions provider.
Our dedicated, time-sensitive, quality solutions will help you achieve exceptionally high collection success rates and the cashflow you need right now.
Real Pay provides digital payments and collections solutions that help businesses increase their cashflow, be more efficient, and process their payments securely and easily. Founded in 2003, we pioneered time-sensitive payments in Africa. Today, companies across South Africa, Namibia, Botswana, Eswatini, Lesotho, Zambia and Uganda, ranging from small enterprises to multinational corporations, use our expertise, sector insight and technology capability to deliver safe and convenient solutions to their customers and stakeholders.
Our 24-hour in-country and cross-border support centre, country-specific solutions and local representation further bolster our value proposition. Of utmost importance is our reputation as a registered and regulated service provider, promoting efficient and safe payments systems
TAKE YOUR BUSINESS TO THE NEXT LEVEL
At SureSystems we prioritize your business by providing you with streamlined solutions and exceptional service delivery. We value our clients’ time and we take a step further to exceed rather than just meet expectations.
Our payment system called SUREdebit was built with your business needs and priorities in mind. Our aim is to provide your business with an easy, affordable payment solution and assist you in growing to your maximum potential.
Specializing in the financial collections, on-line and mobile payments
PAYM8 was founded in 2001 and since then we have expanded our footprint across the African continent. Today the business processes over approximately R3 billion in annual transaction value for our clients. To date, we are one of the few payment solution providers in Africa capable of offering a single offering to merchants spanning both payer and payee-initiated payments.
In addition to our commercial offerings, we continue to develop and manage bespoke payment solutions, including Mascom 109, the first mobile top-up service of its kind on the African continent. Innovations include PAYM8’s ezzi2pay mobile payment solution that uses Global messaging platforms (including WhatsApp) to facilitate secure card payments anywhere and at any time.
Our understanding of the rapidly changing payments landscape has allowed us to remain a step-ahead in transaction interoperability, machine learning and business-driven processes, allowing us to offer our clients best of breed payment solutions.
Collexia was founded in 2016 to fill the void of a truly Namibian payments service provider in the market. At our disposal is a vast pool of expertise in the payments and loans landscape, as well as the enabling technology, thanks to many years of experience and collaborations in the field.
Collexia is a PISP (Payments Intermediary Service Provider) registered with the Payments Association of Namibia (PAN), and most of its shareholders are locals to Namibia.
Over time, we intend to expand our product offering by including support for other payment options in Namibia and by going global.
eWallets: ALLPS enables you to create an eWallet bank account from your office environment to make payments to your customers or employees that are immediately available.
The owner of the eWallet account doesn’t need an existing bank account, and no bank card is required to access the funds since the eWallet can be accessed through the recipient’s cell phone.
Feza Cards: As an extension to our eWallet solution, you can issue a VISA-branded Feza Card to the account holder and link it to their eWallet account.
This offers them additional benefits, such as making withdrawals from any ATM and performing card purchase transactions at any retail outlet supporting VISA debit card purchases, as well as making over-the-counter cash withdrawals at selected retail outlets at a highly reduced withdrawal fee.
Bank Accounts: Payments can be made to any South African Bank account supporting credit payments, and the funds are available on a Same-Day Value basis.
Amber Fintech has been an Alliance Partner of Access Bank South Africa Ltd since 2003. Amber Fintech is an authorised distribution channel of the Bank, under the Bank’s Authorised Services license, FSP 5865.
Amber Fintech has the required regulatory approvals to provide outsourced banking services, under the license of the Bank, which include the likes of core banking, transaction processing, internet, and mobile banking platforms as per GN5/2014
Our goal is to provide our partners with the best tailor-made co-brand bank cards, mobile wallets, and prepaid cards that is compliant and easy to issue to service their customers.
We have a management team with a combined 90 years of industry experience and offer a complete insurance solution to Credit Providers operating in a variety of industries. Clients of Credit Providers are significant consumers of insurance products for which we provide targeted products compliant with the relevant regulatory bodies.
We have a client base spread across South Africa and into Sub-Saharan Africa and provide solutions to businesses both large and small. Most of our clients are involved in providing unsecured credit to the low to mid LSM market whether it be in cash, or products sold on credit.
We are an active service provider member and supporter of Micro Finance South Africa, an independent industry association, and believe that the solutions we offer assist with maintaining and developing the Micro Finance community.
Kepler Risk Services is an authorized Financial Services Provider (FSP 43478) and we offer an integrated insurance solution to our valued clients.
OUR MISSION:
To provide assistance to financial wellness
To render customized services, products, and management systems
To create and assure financial wellness behaviour.
To deliver insurance and other niche market benefits
OUR VALUES:
Leadership, Integrity, Accountability, Passion, Diversity and Quality
At UIA, we built our business on forming solid and long-lasting partnerships, and we are constantly investing in growing our extensive national network of over 250 credit provider partners. Our experience over the past 15 years has helped us develop insurance and financial solutions that help our partners mitigate their risk. We understand the challenges you face in your business and aim to deliver products and services that aid you in reaching your objectives.
Unique Insurance products for all industries and individuals
Dedicated and qualified team available to assist
Assisting in choosing what it best for you
Committed to your profitability
Groups R Us – Group Benefit Specialists by redefining insurance through understanding people
TransAfrica was launched in 1983 with the main aim of providing focused group funeral solutions to the large population in South Africa. Transafrica has become a Group Insurance Specialist that offers a wide selection of tailor-made insurance benefits to individuals, families, extended families, companies, government departments, intermediaries, unions, cell captives and informal groups. The benefits offered, include funeral, credit life, legal assist and more. What We Do – TransAfrica provides funeral insurance to individuals, families, extended families, cell captives and group schemes nationally and internationally. We offer a comprehensive range of funeral policies to meet the wide range of needs within the funeral market.
Our Values – Our core values are to act with integrity, serve with pride, care with respect and lead with courage.
Our Vision – To be the market leader in the group insurance industry by providing the most innovative benefits and services to our policy holders and the public at large. Transafrica has grown from strength to strength.
Kepler Risk Services is an authorized Financial Services Provider (FSP 43478) and we offer an integrated insurance solution to our valued clients.
OUR MISSION:
To provide assistance to financial wellness
To render customized services, products, and management systems
To create and assure financial wellness behaviour.
To deliver insurance and other niche market benefits
OUR VALUES:
Leadership, Integrity, Accountability, Passion, Diversity and Quality
At UIA, we built our business on forming solid and long-lasting partnerships, and we are constantly investing in growing our extensive national network of over 250 credit provider partners. Our experience over the past 15 years has helped us develop insurance and financial solutions that help our partners mitigate their risk. We understand the challenges you face in your business and aim to deliver products and services that aid you in reaching your objectives.
Choose what you need and be sure that your clients are covered. Holistic funeral cover offered up to the value of R25 000. Value Added Products are also available to create a product that will work for your clients.
Each product is tailored to suite your client base profile.
All our products are 100% voluntary.
Our products are not credit life and is a standalone life product.
Simple sign-up process with a single page.
We are integrated with major suppliers to make it even easier.
Hassle free claims, we assist policy holders with their claims.
Products are selected specific to your client needs and you can add our Value-Added Products to your product to enhance what you offer.
We’re proud of our data and it’s what we can do with it to help businesses that really gets us excited. Our pioneering combination of data, technology and advanced analytics can help you unlock insights and take decisive actions in the moments that matter, whether you’re planning a show-stopping marketing campaign, making responsible credit decisions, or creating a business optimisation strategy. Our global coverage and flexible technology mean we can scale to meet the needs of businesses of any size, anywhere in the world. Our focus on innovation makes sure your business always has access to the tools you need to stay ahead.
Three reasons to partner with us:
Innovation: Drive intelligent decisions, new product innovation and better targeting through insight and technology. Helping to deliver a frictionless digital customer experience.
Speed: Accelerate speed to market with real-time access to data and decisioning.
Scale: Grow by finding and servicing the right customers and unlocking the right opportunities.
At XDS we believe that customer value and lifecycle management has largely replaced old fashioned credit management as a tool to minimize risk and improve profitability within a business.
With this in mind, we are committed to providing smarter and more technologically advanced information solutions to credit grantors and other data users so that they can make better decisions regarding the granting of credit to new customers. We maintain the highest standards of integrity relating to data privacy, confidentiality and quality of information and comply fully with all relevant legislation such as the National Credit Act. We seek to build long term partnerships with our customers as we help them to grow their business.
Creditinfo has developed, through its multiple subsidiaries, numerous products and services from official and customer information sources to facilitate best practice decisioning in credit risk management and has been the preferred partner of local Credit Bureaus. Established in 1997, Creditinfo Group hf has been among the fastest growing companies in its field. Creditinfo has been shortlisted and awarded in several tenders supported by World Bank, IFC, Millenium Challenge Corporation and other international organisations.
Having the ability to make accurate business decisions is vital. More even so in the world of credit. Let VCCB add value to your business with our innovative risk reporting and bureau products, as well as our unique insights into consumer data.
Insights: Our data insights and analytical capabilities will enable you to cover this vital component of your business. Discover, interpret, and communicate meaningful patterns in your data.
Risk Reporting: Being able to identify risks tied to or potentially impacting your business processes can put you ahead of the curve. You can trust VCCB to be your gatekeeper to help you proactively manage your credit risk.
Bureau products: We have developed an array of data and bureau products that will enable you to perform real-time verifications through the application of consumer and company data.
Our services are available via Batch, Online or API, and we can custom develop solutions to address the unique requirements of your business.
LEGAL AND FIC COMPLIANCE
Attorney firm situated at First Floor Unit 120, Rosen Office Park, Invicta Road, Midrand, 1684
Our team has over 25 years of in-depth experience across a broad range of areas and is therefore well placed to provide you with expert, relevant advice and support across a multitude of matters.
Our specific areas of expertise include, but are not limited to:
Conveyancing and Property Law
Estate Planning, Wills and Deceased Estates
Credit, Competition and Consumer Law
Notarial Matters
Civil and Commercial Litigation
Credit, Competition and Consumer Law
Corporate and Commercial Law
FIC SERVICE PROVIDER
We’re solving the challenge of sanctions compliance for your business.
Your focus should be on growing a profitable business. Ours is on keeping it that way. ZenDetect makes sanctions screening seamless, safe, cost efficient and reliable.
Over the past 27 years, MFSA has remained focused on the vision to ensure a sustainable microfinance industry and continued to expand our footprint, presence, and impact.
We are committed to promoting the interests of our members and their clients and we achieve this by focusing on Continuous Advocacy, Meaningful Member Interaction, and People and Market Development.
As a member of the MFSA, you will have access to a range of benefits, including Industry-Wide Representation, Networking opportunities, training and capacity building, and advocacy and representation at the national and international levels. You will also have the opportunity to contribute to our shared mission through participation in working groups, committees, and other initiatives.
The Micro Lenders Association of Namibia (MLA/ the Association) was established on 4 July 1998 in Windhoek to act as representative for the Micro Lending Industry in Namibia in consultations with the Ministry of Finance and the Namibia Financial Institutions Supervisory Authority (NAMFISA) to establish legislation for the industry.
The MLA has since its inception been the only recognized representative of the Micro Lending Industry in Namibia.
