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The loan management system microfinanciers trust most.
MAXMONEY is a cloud-native loan management software-as-a-service (SaaS) system built specifically for the microfinance industry. It handles every stage of the lending lifecycle, from the first application to the final repayment, with compliance, collections, communication, and reporting built in from the ground up.
Not adapted from a generic finance platform. Not retrofitted with compliance tools. Built for microfinance from day one. By people who have worked in microfinance for 36 years.
Everything your lending business needs. One platform.
MAXMONEY covers the full spectrum of microfinance operations. Whether you are running a single branch or a multi-branch operation across several countries, the platform scales with you.
Loan Origination and Management
Create, approve, and manage loans from application through to final settlement. Affordability assessments, credit bureau checks, loan agreements, disbursements, repayment schedules, restructuring, and write-offs. All tracked. All recorded. All compliant with the National Credit Act.
Compliance Automation
MAXMONEY submits your SACRRA data automatically, across all five South African consumer bureaus. NCR registration requirements are built into the origination workflow. Affordability assessments are conducted as part of the loan process, not as a separate step. Compliance is not an add-on. It is the foundation
Collections
MAXCOLLECT handles your debt recovery with DebiCheck TT1 and TT3 authenticated debit orders. Payment reminders go out automatically. Delinquency is tracked in real time. And because collections are authenticated at the source, your reversal rate drops and your recovery rate rises.
Client Communication
MAXMAIL and MAXSMS keep your clients informed at every stage of the loan lifecycle. Automated payment reminders, balance alerts, loan approval notifications, and targeted email campaigns, all managed from within MAXMONEY. Smarter communication. Better client relationships. Fewer missed payments.
Credit Life Insurance
MAXINSURE applies credit life insurance policies automatically at the point of lending. Both your client and your portfolio are protected from the moment the loan is approved. Compliance documentation is handled without manual intervention.
Bank Account Verification
MAXAVR validates client banking details in real time before every transaction. Fraudulent or incorrect information is flagged before the loan is processed. Fewer failed payments. Less risk across your entire book.
Portfolio Reporting
Real-time portfolio dashboards, arrears aging reports, collection rate tracking, disbursement summaries, and custom report options. Know exactly where your book stands at any moment. Make decisions based on data, not guesswork.
MAXMONEY is the hub. Not just a tool.
MAXMONEY connects to the most trusted payment operators, credit bureaus, and insurance providers across all six of our operating countries. Every integration is pre-built, tested, and live. The specific partners available vary by country, ensuring your EcoSystem is always built for the market you operate in.
See MAXMONEY for yourself.
A 30-minute demo shows you more than any page of copy ever could. Book a session with our team and see exactly how MAXMONEY handles your specific operation, your compliance requirements, and your growth ambitions
